LM Financial Blog: care
View the latest blog posts from LM Financial.
Thursday, December 2, 2021You probably know a little bit about Medicare; at the very least, you know that it’s a government-sponsored healthcare program for seniors that begins at age 65. But there’s a lot more to it than that. Medicare coverage is divided into four parts: READ MORE >>
Monday, October 4, 2021Medicare Advantage plans are geared to cover gaps left by Original Medicare. While these plans combine coverage available by Original Medicare, they also include coverage for different health care needs you may face as you grow older. At their most basic policies, neither Original Medicare nor Medicare Advantage cover prescription drugs. READ MORE >>
Wednesday, September 1, 2021Supplemental Medicare Insurance is additional coverage that helps pays for things that original Medicare does not cover. Some types of supplemental Medicare pay for billed items such as deductibles, copayments or other medical costs that you would normally pay out-of-pocket. READ MORE >>
Monday, August 2, 2021When you become eligible for Medicare, you can better anticipate your future medical needs knowing you have coverage. However, Original Medicare might not cover all of your costs. Many people ask, how does this affect my prescription drug coverage? READ MORE >>
Wednesday, July 14, 2021If you have Original Medicare (Parts A & B), then you likely know that you still have certain out-of-pocket costs to pay. You also might not receive certain coverage for certain care. However, you likely know that there are a few different policy options to help enhance your Medicare. READ MORE >>
Monday, June 21, 2021A Medicare supplement plan is also known as a Medigap policy and is designed to cover extra costs that may not be covered by your Original Medicare policy. Unlike federally provided Medicare policies, Medigap coverage must be purchased through a private insurer. To qualify for a Medigap policy, you must: READ MORE >>
Wednesday, March 6, 2013 ER Costs Vary Widely Many people underestimate what a trip to the emergency room will cost and then they suffer from sticker shock when the hospital bill arrives. READ MORE >>
Tuesday, February 26, 2013Your senior years can be one of the most enjoyable and fulfilling times of your life. As the baby boomer generation gets older, the number of senior citizens in the United States is rapidly increasing, and seniors are finding ways to be more active and involved. There are more seniors today than ever before. READ MORE >>
Tuesday, February 12, 2013Missed out on AEP enrollment period? Need to make some changes to your plan? Annual enrollment period (AEP) happens every year it typically lasts about 2 months. During this time beneficiary can choose to change their plan without any specific reason. READ MORE >>
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